Valerian offers non-dilutive funding to online businesses across a broad range of sectors, enabling them to scale quickly on founder-friendly terms. Designed specifically for founders who want to retain full control of their businesses and enjoy financial flexibility, Valerian’s technology combines an AI-driven approach with a payback structure based on how much your company makes.
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Absolutely. Valerian funding is non-dilutive and can therefore be used alongside venture capital to reduce the overall amount of dilution. If you plan to seek venture capital funding in the future, Valerian can help you delay the round and increase your overall valuation.
On the other hand, Valerian’s form of revenue-based financing is an attractive option for founders looking to retain full control of their company. For many eCommerce, subscription and marketplace businesses, Valerian effectively takes the place of venture capital – providing immediate cash flow benefits without requiring founders to give up equity.
Venture capital can also use revenue-based financing to extend the runway of portfolio companies by using Valerian to boost the growth and valuation of a company before the next capital raise.
Qualifying for bank financing oftentimes requires a minimum of 3 years of trading history and profitability. Bank financing also takes time to obtain, whereas Valerian’s fully data-driven advance gives you available funds in less than 48 hours. Finally, reimbursing a bank loan on a regular basis can take a toll on cash flow if your company is facing financial difficulties – whether due to market downturn or other factors. With Valerian, repayment of your advance is proportionate to your company’s sales.
We look for the following basic criteria when funding a business:
Applying for funding is simple and only takes a few minutes. First, you will answer an initial set of questions to qualify your eligibility.
If you’re eligible, you’ll then give us access to your marketing (e.g, Google, Facebook, Snap, TikTok), shopping (e.g, Shopify, Magento, Amazon) and payment platforms (e.g, Stripe, Paypal), as well as your latest financial data (access to your accounting platform or your latest bank statements). Our algorithm will then quickly analyse your data to provide you with the best possible terms for an advance.
Once your offer is generated, you can accept it and sign a standard Advance Agreement (just like a loan). The funds are made available immediately after our Know Your Customer (KYC) process.
If you have all the information we need at hand, we will fund you in less than 48 hours. In certain instances, we may get back to you to request more information.
Your custom offer is generated by our proprietary algorithm. Using data you provide, the algorithm develops a set of Key Performance Indicators (KPIs) – such as your LTV/CAC ratio, your burn rate and your runway – and weighs them to produce a credit score.
Your score defines the cost of your advance and the repayment rate (percent of your daily sales). Since our objective is to always have a positive impact on your cash flow, we ensure that costs associated with your advance are always below the marginal income generated by it.
No equity dilution, no personal guarantees, no hidden costs – just one fixed fee for each advance.
Yes, our funding can scale alongside your business. If your company is growing significantly, simply contact us to discuss additional funding.
We want to be your long term growth partner – not a one time lender. Repeat applications can be processed very quickly with funds made available almost instantly.
Although we provide advances that are tailor-made for digital marketing (Google, Facebook, etc.) and inventory spending needs, you are free to utilise the funds as you see fit for your business growth.
The fixed fee with Valerian is 5-12% of your advance amount. Valerian’s fees are determined by our algorithm and communicated upfront at the time of the advance. They don’t change, irrespective of the time it takes you to repay them. However, as we develop a relationship over time and you improve your risk profile with Valerian, the fee will go down as we provide additional advances to your business.
Repayment rates are calculated based on your business’s past performance.
Blended repayment of the advance is made as a share of your revenue, typically 2-10%, and is expected to take 6-9 months.
This is a business intelligence dashboard that you have access to once you are funded with us. It displays key metrics about your performance, including how you stack up with your peer group. We’ll also provide you with bespoke advice to help you increase your marketing ROI and other metrics.
They are completely free and are available to support the founders we fund.