Intelligence-Based Funding (IBF) is an evolution of traditional Revenue-Based Funding (RBF). It uses continuous assessment and optimal advance size, focusing on ‘economic value creation’ to ensure capital drives real business value.
IBF reduces unsecured lending risk and preserves business margins. While RBF gained popularity in the 2021 bull market, IBF is designed for all market conditions, providing a protective framework for lenders and founders alike. It’s a smart choice for sustainable, risk-managed growth.
Step 1 – Application: Submit your online application with basic business details.
Step 2 – AI Analysis: Our AI system analyzes your data to determine optimal funding terms.
Step 3 – Custom Offer: We present a tailored funding offer, including amount, repayment percentage, and fees.
Step 4 – Funding: Upon offer acceptance, we transfer funds to your account for immediate use.
Step 5 – Repayment: Calculated as a fixed percentage of your daily sales, aligning with business performance.
Step 6 – Optimise: We continuously monitor and optimise your funding terms based on business performance.
Businesses with a minimum of 6 months of increasing sales, averaging at least 5,000€/month.
We fund eCommerce, DNVBs, subscription services, SaaS, marketplaces, and apps, both B2B and B2C.
Businesses with repeating costs, such as customer acquisition, inventory, or payroll.