Intelligence-Based Funding (IBF) is an evolution of traditional Revenue-Based Funding (RBF). It uses continuous assessment and optimal advance size, focusing on ‘economic value creation’ to ensure capital drives real business value.
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IBF reduces unsecured lending risk and preserves business margins. While RBF gained popularity in the 2021 bull market, IBF is designed for all market conditions, providing a protective framework for lenders and founders alike. It’s a smart choice for sustainable, risk-managed growth.
Step 1 – Application: Submit your online application with basic business details.
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Step 2 – AI Analysis: Our AI system analyzes your data to determine optimal funding terms.
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Step 3 – Custom Offer: We present a tailored funding offer, including amount, repayment percentage, and fees.
Step 4 – Funding: Upon offer acceptance, we transfer funds to your account for immediate use.
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Step 5 – Repayment: Calculated as a fixed percentage of your daily sales, aligning with business performance.
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Step 6 – Optimise: We continuously monitor and optimise your funding terms based on business performance.
Businesses with a minimum of 6 months of increasing sales, averaging at least 5,000€/month.
We fund eCommerce, DNVBs, subscription services, SaaS, marketplaces, and apps, both B2B and B2C.
Businesses with repeating costs, such as customer acquisition, inventory, or payroll.